Why would the bank get a different value than me or the dealer from NADA on a used car?

The dealer shows a value of $16,995 and I get the same number. However, the bank uses the same program and comes up with $14,000....what the F%26amp;^%? Why would the dealer list a used car for so much more than you can get a loan for?Why would the bank get a different value than me or the dealer from NADA on a used car?
The bank cares about the LOAN value. The dealer cares about the RETAIL value.Why would the bank get a different value than me or the dealer from NADA on a used car?
The dealer can set any price he wants on his car. And perhaps the bank is using fair market value adjusted for their location. But it really doesn't matter, if you want it just do a bigger down payment. Pay $3 grand down and you can probably finance the rest.Why would the bank get a different value than me or the dealer from NADA on a used car?
The dealer is quoting you Retail value. The bank is giving you the Loan value. Rarely will a bank loan you 100% of the vehicles value. The difference is going to have to come out of your pocket in the form of a down payment.
its called profit,, you need to have that much down so at that cost without discounting the car you need that 2995 down cash or trade you have to understand that if they bought the car and repair and inspection fees cost them 13500.00 then that 16995 price is the profit margin they are working with

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